Allan Schwartz, LCSW, Ph.D. was in private practice for more than thirty years. He is a Licensed Clinical Social Worker in the states
5. Fearful about discussing financial problems for fear of being judged by others.
It is important for people in these circumstances to reach out for help. There are many not for profit credit counseling agencies that will mediate bill payment with creditors and put a stop to the harassing phone calls. They will also negotiate to lower the credit rate on those bills. These can be found by doing a search on the Internet or in the telephone directory. I would suggest checking credentials with the Better Business Bureau just to be certain that the agency has a good reputation.
Low cost psychotherapy is also available through many local agencies or through not for profit organizations such as Catholic Charities, or several Jewish and Protestant organizations or through local hospitals that may have out patient clinics.
Rather than hiding an economic dilemma it is important that people reach out for help.
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