Allan Schwartz, LCSW, Ph.D. was in private practice for more than thirty years. He is a Licensed Clinical Social Worker in the states ...Read More
Also, fight the impulse to make a purchase. Go home, think about whether or not you really need the item. Sometimes, when there is an time to think, people decide they really did not want to item as much as they thought.
4. Lastly, please remember that the pressure, aggravation and stress that result from debt take their toll on physical and mental health. Is it really worth high blood pressure and other illnesses to make a purchase of an expensive item that is not needed?
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